What You Get With This Course

This 40-hour 6-20 Company / Independent All-Lines Adjuster ACA designation course satisfies Florida’s education requirement for the 6-20 license and functions as your pre-licensing course.

Because the course is state-approved, successful completion grants an exam waiver, so you can apply for your 6-20 license without taking the separate state licensing exam.

The entire course, including the final exam, is delivered online so you can study from home, work, or on the go using most modern internet-connected devices.

Why Students Choose This Florida 6-20 ACA Course

• No state exam: Pass the course and you are exempt from the Florida 6-20 state license exam.
• Resident and non-resident options: Approved for both Florida residents and qualifying non-residents seeking a 6-20 All-Lines Adjuster license.
• 100% online delivery: Complete all 40 hours, quizzes, and the final exam completely online at your own pace.
• Fast start to your career: Many students complete the course in about a week of focused study and then move quickly into adjuster roles.
• Immediate access and certificate: Get instant course access after enrollment and download your certificate of completion as soon as you pass.
• Instructor support: Receive guidance by email or phone if you need help with course content or the licensing process.
• Lower licensing costs: The exam waiver eliminates the separate state examination fee for the 6-20 license.

License Outcomes and Career Path

After you finish the ACA designation course and pass the final exam, you can apply to the Florida Department of Financial Services (FLDFS) for your 6-20 All-Lines Adjuster license without sitting for the state exam.

With the 6-20 license, you can investigate, evaluate, negotiate, and settle property, casualty, auto, liability, catastrophe, and workers’ compensation claims as a company staff adjuster, independent adjuster, catastrophe (CAT) adjuster, or third-party administrator representative.

Step One Toward a 3-20 Public Adjuster License

This ACA designation course is also the first step toward a 3-20 Public Adjuster license for those who want to advocate directly for policyholders.

• Complete and pass this ACA course, then apply for your 6-20 All-Lines Adjuster license with the exam waived.
• Get hired and appointed as a 31-20 Public Adjuster Apprentice under a licensed 3-20 Public Adjuster or approved firm.
• Work as a Public Adjuster Apprentice for the required period (at least six months) and then take the state exam and apply for the 3-20 Public Adjuster license.

Florida Resident and Non-Resident Licensing

Florida residents can use this ACA designation to satisfy the 40-hour pre-licensing requirement and apply for the 6-20 Resident All-Lines Adjuster license without taking the state exam.

Out-of-state adjusters may use the course to apply for a Florida non-resident 6-20 license if they hold an active home-state adjuster license when their home state requires one.

Ongoing continuing education requirements and rules for adjusters are set by Florida Statute and FLDFS regulations, including provisions in section 626.869 regarding adjuster continuing education.

How the Online Course Works

The ACA designation course is text-based and delivered through an online learning platform with reading modules, knowledge checks, and a proctored-style final exam built into the course.

You receive three months of enrollment access with options to purchase extensions if needed, so you can complete the 40 hours full-time, part-time, or in short study blocks.

• Log in from most modern desktops, laptops, and mobile devices with internet access.
• Move through the course at your own pace, picking up where you left off each time you sign in.
• Contact your instructor by email or phone whenever you need help understanding material or next licensing steps.

How to Get Your Florida 6-20 License

1. Enroll in the 40-hour Accredited Claims Adjuster (ACA) designation course and receive immediate online access.
2. Complete all course lessons, quizzes, and the online final exam to earn your ACA designation and certificate of completion.
3. Submit your 6-20 All-Lines Adjuster license application to the Florida Department of Financial Services using your ACA designation to waive the state exam requirement.
4. Begin working as a staff, independent, or catastrophe adjuster, or take the next step toward a Public Adjuster Apprentice role.

Course and Provider Details

This 6-20 Accredited Claims Adjuster designation course (course code INS013FL40) is delivered by OnLine Training Inc. in partnership with an accredited Florida college and is approved by the Florida Department of Financial Services.

• Course Name: 40 hr 6-20 All-Lines Accredited Claims Adjuster Designation Online Course
• Course Provider: OnLine Training Inc., in partnership with a Florida college
• FLDFS Provider #: 366468
• Course Approval #: 98773
• Course Code: INS013FL40
• Course Length: 40 hours (3-month enrollment window)

Student Success Story

Students frequently complete the 40-hour ACA course in about a week of focused study and then secure their first staff or independent adjuster positions shortly after applying for the 6-20 license.

This fast, exam-waiver path makes the ACA designation one of the most efficient ways to break into Florida’s insurance adjusting industry.

Florida 6-20 Adjuster Course FAQ

Do I still have to take the Florida 6-20 state exam?

No. Once you successfully complete this state-approved ACA designation course, the Florida 6-20 state licensing exam requirement is waived for eligible applicants.

How long do I have access to the course?

You receive three months of online access to complete the 40-hour course, with the option to purchase extensions if you need more time.

Is this course approved for non-residents?

Yes. Qualifying non-residents can use the course to apply for a Florida non-resident 6-20 license if they hold an active home-state adjuster license when required by their home state.

Does this course help me become a 3-20 Public Adjuster?

Yes. Completing the ACA course and obtaining your 6-20 license is the first step toward becoming a Public Adjuster Apprentice and eventually qualifying for the 3-20 Public Adjuster license.